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  2. Learn more about your credit

Learn more about your credit

How to improve your credit health

  • Check credit monitoring off your to-do list with Credit Karma’s free credit monitoring
  • 5 ways to improve your credit health
  • When should I pay my credit cards?

Understanding your credit report

  • What is your credit history?
  • How to update information on your credit report
  • How to file a dispute
  • How do accounts in collections affect your credit?

Understanding your credit scores

  • How do late payments affect your credit score?
  • What's the TransUnion credit score that Credit Karma uses?
  • 3 big reasons why your credit score matters
  • Why did my credit score drop?
  • What 5 main factors determine your credit score?
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